Why on earth would you assume this? To do so shows that you don't get why the law was passed in the first place. Hmmmm. Given the evidence (experience) of others in your situation I would think (hope) that you would WANT an ironclad law with no wiggle room. Teens are terrible drivers. Period. Your insurance company knows it even if you don't. FWIW. True, I did not think about the hostility of the LCF forum to an o.p. like this. As it develops, however, it is raising my blood pressure, although I am far from being a car free zealot.