OP's profile does not indicate a location - the narrow-tire bike without panniers and/or fenders potentially loses the most utility during winter in the snowy/rainy climates. For instance, I don't know how many studded or cross-type tire are available with a 28 mm width. I do know studded tires are very limited in the 30-32 mm width that my commuter bike accommodates.
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Work is the curse of the drinking classes - Oscar Wilde