Okay, Thank you all. Just what I needed to know. So I guess I'll have to put my 2014 Specialized Allez C5 up forsale. Seems like such a nice bike. Maybe I'll just have to save up from my lost and get the Allez in a size 58 at a later date. The only reason I was considering the Schwinn Phocus 1600 was because I know if I sell my Allez, I would take a lost and still be able to get the that bike which seems to be good and have good reviews.