Update.

I did send a letter to PT indicating what I thought was taking place & how the current treatment was causing more damage. He called yesterday & apologized say he understood my perspective and that it could be spot on, but until we have the MRI ther is no way to know. So, he'll recommend the MRI as the next step in his report to my primary car physician. This, hopefully, will be what the insurance company needs to authorize it. I must say this situation has really forced me to learn much more about my own body. Sixteen hours of research & reading has helped me realize I do not have to be ignorant about the most important thing in my cycling - my own body.