Hybrid frame will have room for fenders and rack, with still more racy geometry. You can do what I did: put drop bars on a hybrid, road groupset etc.

8 hours a day, 5 days a week is too much already. In my country they are pressing for a 6 day work week - with just one day for the weekend. I'm expecting the next thing will be 12 hour work days. I could tell you to sell all you got, buy a farm and spend your whole day growing crops, cattle, along with your family - whole day together.


My coleague's husband works whole week, coming home just for weekends. They have 3 kids. Doing fine (his pay is huge though).

My good friend's father was a sea ship captain - coming home after a month or so, regularly - both their children have become really exquisite people, and his wife seems happy.


So no rule of thumb here. One life, your choice, do your best!