Was it actual salary that he saved up, or did he get it from some other source? Did he charge it or finance it otherwise? I spent about 3 months' salary on my newest bike, but it was from a rather large bonus that I got. I can justify it because it is my primary hobby, I only buy a new bike about once every 3 years, and it didn't come out of my regular paycheck that I use for my expenses. I also have zero debt and drive a company car. If someone is charging 6 months' salary on a credit card, that's insane in my opinion.