Originally Posted by
prathmann
California defines a bicycle as a "human-powered device" and explicitly differentiates it as not being a vehicle. But the rider of a bicycle is subject to the same 'rights and responsibilities' as a vehicle operator with certain specified exceptions.
OK, another weird definition, but it works, I guess.
My homeowners insurance liability coverage applies to most types of damage I may accidentally inflict on others when not operating a motor vehicle, including crashing into them while cycling.
Oh right, I will check the homeowner's policy, too. I bet that will cover me. The guy in this story ought to have homeowner's or renter's insurance. Nearly everyone should.