Originally Posted by
no motor?
You're almost right. Insurance companies are in business to make a profit, not make people healthier. They don't like risk they can't control, and are happy to take in premiums from unhealthy customers as long as the odds are in favor of the insurance company. They don't like paying for things that will save anyone money beyond the expiration date of your insurance policy, and that's why they won't pay for things that you'd think would be common sense to pay for.
Wendell Potter knows a lot about this. He's an exinsurance company big shot who got a conscience and wrote about some of the things mentioned above if you want to know more.
Two updates to this thread:
First, we talked about for-profit insurance companies; however, if you want to understand some SERIOUS issues with the for-profit companies in the healthcare companies.... check this out:
(language warning, this is from HBO)
So, health insurance companies are under heavy regulations from states and federal government (ACA) limiting prices and profits - and pharma companies have no oversight on their profits. We are making a major mistake focusing all our attention insurance providers and ignoring pharma, doctors, hospitals, etc.
Second, I stated earlier than my wife's employer did not support bike-commuting; update, they have started a bike-commuting promotion for 2015. She had moved to a corp building (no longer in a leased off-campus building) and will have access to showers and locker rooms. I'm excited to help her start commuting this summer.