once you get the mudguards sorted out, I find for Heavy Showers my Cycle Rain cape keeps the rest of me pretty Dry..

and that its not tightly around your body lets some decent air circulate it's underside.

I have front panniers to pack it in when un needed .. it's quick to put on. Bike setup was with my Lights mounted Low to not drape the cape over them.


Note: Carradice Saddle Bags have buckle fittings for carrying a Rolled Cape on their lid , traditionally...