Thanks for your input, jyl!

I agree it seems ridiculous to swap bars on a bike that's ready to go. I've never been as comfortable riding a bike than when I rode with upright bars. I've also never been properly fitted for a bike with drop bars so would probably ride with the drops for a couple of weeks to see how i feel about them if i go in this direction. If I feel great, no need to swap.

I also agree that I'm scattered here. The ideal bike for me would be:
- Steel Frame
- Upright bars
- Brazeons for racks
- I don't need a tonne of gears but would like to have at least 7. IGH sounds appealing but I can live without it if the above are met.

The Viva Legato actually meets all the requirements and is the cheapest option i currently have. The only thing holding me back is the lack of reviews and the heavier steel (compared to the reynolds on the Kona ***** Tonk). I have plans to check both today.

I go to a bike coop where i can work on bikes. I've changed handlebars before and know the process. I would need to learn how install/adjust a IGH and replace the cog/chainring to something with a friendlier ratio. I need to stretch out the fork if i decide to replace the dynamo hub with one that works. I'd have to make a few trips to the coop to get it all right so it's going to take some time to get it ready. I haven't priced everything yet but believe I'm at least at the $500 point (wheels, hub, tires, cog/chainring). It's also a heavy bike. Aluminium wheels might reduce the weight but after all the costs, i may be better off getting the Viva if weight is equal. Thanks for suggesting I keep it to a 3 speed though... I have been debating that for quite some time.