Well, it finally happened to me this morning after only a year of regular commuting.

http://www.bikeforums.net/road-cycli...r-compact.html

The few second before impact, my thought was to provide enough clearance to avoid being doored. My thoughts before impact when the car pulled out were "there is no way I can avoid this car and I'm going for a ride".

The only part that's hurting is my right heel/calf. I was clipped in so I must have strained my Achilles somehow.