I admit to getting a little nervous and counting seconds between the flash and the boom but don't adjust my behavior much. Usually by the time I get to go home the storms have mostly fizzled and I usually enjoy riding in the rain.

Several years ago I had a bolt strike the ground in a field maybe a hundred yards away and got a little shock through my brake levers. That was scary! When I got home the sleeping laptop in my pannier wouldn't wake up and had to be cold-started and the wired network adapter never worked again.

As scary as that - was working on a tower before a storm and hearing the lightning rods snapping as they released the charge. I couldn't wait to get off that tower!