I found a bike I really want but the guy is asking what I think is too much money.

It was a Schwinn, basically new but I doubt its a "New" bike, it was in a basement of a pawn shop/trading post.

It looked similar to this

Sanctuary Mens - Cruisers - Bikes | Schwinn Bicycles

But it had gears, it wasn't a fixed gear. It had a huge soft seat that looked amazing and I must have this bike I just don't know what it is and I really don't want to hassle the guy to see it again (its buried in his basement)

He was asking 250 btw and wouldn't budge even when I offered 200 cash.