Originally Posted by
CliffordK
Lose the house because you did a poor tune-up?
One would have to be pretty negligent to be at risk for anything more than the value of the broken part.
I suppose I could imagine a crash caused by a mis-adjusted derailleur hanger, but even with that, one would have to prove that it was the fault of the "shop" and not the owner dropping the bike on the side.
No, that's just it, they don't have to actually prove it, they just have to allege it and file a lawsuit. If you have something to lose and no insurance to pick up the defense, six figure attorneys fees will do you in long before the plaintiff has to prove anything.