no ice for me, being from california. But I did go down hard in some unexpectedly loose gravel. The "was it scary to get back on and ride" bit is what I think translates over these two different scenarios. My bike handling confidence went way down, for awhile (it doesn't help that I was badly injured and was off the bike for months anyways). And even today I'll find myself handling everything just fine, and then all of a sudden focusing on some leaves on the ground, or debris, or even on the first rainy days when I rode and I just end up understeering like crazy because all I can think about is leaning too far over in loose stuff and eating it hard again... But that's mostly gone now. Was bad for a couple weeks when I was getting my bearings back.