nice looking bike. I'm always a little shocked when I go back and look at the catalogs and see how Schwinn considered these bikes. Mostly see people just riding around. And they definitely came with stem shifters, I think a lot of Schwinn dealers expected to see those and that's how they ordered them if the bike was going on the floor, or if it was for themselves.
Moderator note: I don't see where the OP has asked for appraisals, so we aren't moving it to appraisals.