Thank you both for your replies. Little Darwin, yah, that's a problem I don't need to encourage haha. I end up with more than I need of too many... things. Stucky, that's what I didn't know; that such fenders can be had. I'm going to look those up. Many thanks.

I see what you're saying. If I were coming from a much longer distance rider's perspective the distance I ride would be pretty much just warming into rhythm. How can one tell how good or right a frame/set up is without a bit of endurance under stress. I think I see what you're saying. Marginal at best. Well, this looks to be my starting line.

Harv