Good day neighbour!

I have some rain gear that I am very happy with for cold weather that I found a Value Village/Savers - which is one strategy for finding decent gear on the cheap, but it does take patience and a certain degree of luck. I am also in a place where there are a lot of outdoorsey activities which many people participate in - which means a larger pool of such stuffs to be donated and end up in stores the likes of VVs/Savers.

That said - none of what I have is cycling specific, but it serves for cold and for wet with adjustment in the under layers.

I have a simple but good pair of wind and waterproof ripstop over-pants for the bottom. With a good base layer and a pair of corduroys under them they are good well below freezing. Around freezing I just wear them with cords. Warmer weather and I just wear shorts under.

Likewise, on top I have a wind and water-proof pull-over jacket that works from well below freezing with tech base layer and a couple of layers of wool and/or polar fleece adjusted for temperature.

These articles are my go-to for wet and cold weather, on the bike, in the canoe, and on my motorcycle. I also have an inexpensive nylon Wetskins rainsuit that is my alternate wear if the 1st set is wet.

I also wear a helmet when I ride - and a rain cover just lives on my helmet until temps are well above freezing since it also serves to limit airflow through the vents. I wear a couple of diferent beanies underneath depending on the cold, and I have a double layer polar fleece hat that goes right over the helmet and rain cover for extreme cold.

For feet - the best thing I have yet found for wet and cold is a good fitting pair of over-shoes. I have a couple of different pairs that fit a range of different shoes I wear while riding. I don't use clipless pedals - and my winter beater/utility ride only ever had platforms on it so retention devices are not an issue - my fast commuter gets the strapless clips I use in summer removed for use on dry and clear winter days.

I do have a poncho that I am planning to try this summer, but I bought it late in the year last fall and I have not even unpacked it yet.