Originally Posted by
seymour1910
I wouldn't suggest financing. If not done properly that $700 you could end up paying $1000 over time. Is your credit strong enough to get a really good rate? I would say try to find a $4-500 bike and just pay for it.
I agree... don't finance a bike.
It sounds like you've tinkered on bikes in the past. Don't forget Craigslist and used bikes. Which would be another reason to purchase with cash in hand.
Some of the used ones can be rust buckets. Others can be nearly brand new.,