I ordered a Tern Joe P24 from @ThorUSA, and dare I say it's fantastic. I put the Planet Bike Hardcore Fender Set ATB (60mm,Black) on and they fit wonderfully.

I also just ordered the Biologic Tern Cargo Rack from [MENTION=361187]ThorUSA[/MENTION] as well. It's for a 20"-24" folder, but should fit the TJP24 with no issues. A standard rear cargo rack, even an adjustable one, doesn't quite fit the way I expected.

Here's a before shot, and I'll post pics as I add things to my ride.



I actually find this bike a better choice, for me, for commuting than the Xootr Swift.