Originally Posted by
mel2012
The Breezer Uptown 8 LS meets all your criteria other than the coat guard, which is a $20 addition:
Breezer Bikes - Uptown 8 - LS - Bike Overview
And the MSRP of $819 is going to be substantially less than a true "Dutch" bike.
I seriously considered the Breezer uptown, but upgrading its rim brakes to hub brakes and a few other things it lacks negates the price difference.