Thread: Is a bike rack mandatory?
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Old 05-15-15 | 04:37 PM
  #25  
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GlennR
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From: Long Island, New York, USA

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Originally Posted by madurotiger
Getting rear ended is actually my main concern. Do insurance companies cover bikes if someone hits you from behind and smashes your bike all to hell? I doubt it but who knows.

I'll probably always transport 1 bike so I'm not sure I need a rack.
I can just imagine telling my insurance company that my 2001 Civic with 244,000 miles was rear ended with a $12,000 bike on the back.
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