Some locals at a big group picnic went underneath a big oak tree to avoid a thunderstorm & 3 were injured from a lightning strike. Also I met an old lady who described how a bolt of lightning hit her house, she was inside & saw the lightning circle the living room though she wasn't injured, wow. Good tips on lightning avoidance. OTOH big lightning storms can be interesting & spectacular. 50-75 annual US lightning deaths but only a handful of reports on cyclist lightning deaths.