I've decided that life is too short to have very many things that I "never" do. I don't like riding in cold rain and will usually avoid it. Riding in warm rain is usually not too bad once I get into it. Getting started is the hardest part. I tend to avoid starting in the rain, but if I really want to ride and it's not going to stop anytime soon, I'll go ahead and ride and I usually find it quite enjoyable.

Thunderstorms and hail are a different matter. I'll wait that out.