Just to explain how Performance works... You become a Team Member for $30, (have to renew each year), and you get 10% of all purchases as store credit. So if you buy a $1000 bike they give you $100 on the card that you can use in the store or online for as long as you are a member.

Throughout the year they offer double points (20%) or triple points (30%). For someone just starting out they have a nice selection, usually some closeout bikes and occasionally a used one. I think they still offer an upgrade program where you can trade your bike back in against a new bike. I'm not sure how it works.

The only issue is that when they offer triple points and it ends you have to wait till the next offer, which may not be the same.

John