Other than a helmet, I don't dress for protection from a fall. I dress for weather and visibility (bright color shirts and/or reflective jacket in winter).

I have only fallen a couple of times in recent memory (3-4 years).

- On a wet wood bridge - no scraping there, just bruising.
- On the road - I wasn't watching closely enough and my tire went off the edge of the asphalt and I fell. Some scraping, but no serious bleeding. Winter gloves helped, but they were torn up a bit.
- Yesterday at a stop sign I didn't get clipped out in time and just fell over. I caught myself with my bare left hand and it is fine. My left knee is a little scraped probably from trying to unclip while laying down.

I don't feel that I fall often enough to warrant protective clothing. For the hot summer days we are having now (high in upper 90s) I'm wearing cycling shorts and a sleeveless jersey. I would go shirtless if it was more common cyclists.