How wet? OK with a new one every other year?
(factory DWR that promotes water beading up, is only good for that long)

I got a cycling Rain cape for the winter deluges. Spring and fall , a SP Portland, tweedy tan.
Cape at the ready for the rain Squalls.

but usually wear a Parka, in neon lime with wide reflective stripes.

On a long bike tour I like an Anorak
gloves stow in the hand warmer pocket, snacks [& cough drops] in the Kangaroo pocket.

only under the cape do my hands stay dry..