It's at the max, or thereabouts. The safety marks are covered. I set it up like that initially, along with the seat, 'cause I'm a touch over 6 feet tall. I've lowered both a half inch or so after the test ride. I could have ordered one of the other models with a taller frame, but I didn't like the look of the more extreme feet forward cranks. The geometry feels pretty close to my Giant MTB. I'd say it's almost "twitchy" for a cruiser, at least at first.