The rain gear I have keeps me dry in the worst of downpours. I ride thru blizzards and thunderstorms. A blizzard will just take up my time by having to leave earlier, thus having to get up earlier. A thunderstorm will get my attention. I've ridden thru some bad ones, where I had lightning bolts hit less than a 1/4 of a mile. Praying that I don't get hit. Jesus loves me. On the afternoon ride home I'll sometimes wait it out if I think its going to pass quickly. But I usually just ride thru it.

Having good gear for any weather condition can actually make for a comfortable ride. And you'll ask yourself "Why didn't I do this sooner".