Exactly. That's why I don't have rain gear.

Except for the $6 Ikea rain poncho (that I haven't had opportunity to try yet, and likely won't until winter).

And I've been known to use plastic shopping bags as disposable shoe covers.

And full disclosure I have a few times worn my wife's cheap raincoat, it was bought for like 10 pounds in a pinch from a shop during a rainstorm. It is sturdy plastic, 100% waterproof, and 0% breathable.

In my situation, that's what passes for "best value".