In the past when winter comes, I just retreat to my trainer. Since I live in NC where winters are not really that bad, I have decided to ride regularly this winter (a cut-off around freezing - I'm a cold weather wimp).

I don't have much along the lines of winter riding gear. I've got a single pair of arm warmers and pair of leg warmers, a light and a heavy vest (don't like either one as they are too loose around the shoulders), some winter gloves, and that is pretty much it.

I'm sure that this will tend to be 'learn and buy as you go', and it is still 95 degrees outside. But to get started in riding between 30 and 45 degrees, what else should I be pretty confident that I will need here? I do have one 'Underarmour clone' long sleeve shirt that we purchased for other reasons, FWIW.

Thanks.

dave