Originally Posted by
choteau
You have to sign up for SS first, then your enrolled to Medicare.
You can start SS at 62, but Medicare does not begin until 65 -- regardless. Also, if your employer doesn't cover prescription drugs, it's best to get Part D -- even if you don't currently need it. If you initially decline and then start Part D later, I'm pretty sure you have to make up part or all prior premiums. This is something the OP should check on. I'm sure it's covered on the SS web site.