Old 09-05-15, 08:03 PM
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Pamestique 
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Originally Posted by John E
... My advice is to start applying three months before your birth month if your situation will be at all unusual.
When I called the medicare site, this was their advice as well.

I thought this though and plan on drawing SS by 3/1/2016, right after my 65 birthday. I realize the amount will be reduced but hopefully I will be receiving it longer so it works out... I am hoping between my pension (which I will start to draw at the same time) and SS, I won't need to touch my investments... at least for awhile.... I wish I could work until 70 and then start to draw SS... but I won't make it, the stress from my job is killing me!
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