Originally Posted by
Phil_gretz
Since I've become a bike commuter nearly full time, my driving has decreased. Our auto insurance company has us tracking actual miles to see if we've dropped below the threshold mileage [8000 annually, I think] where rates will go down for our locale. I think that we'll make it below that number, but it's early in the testing. I don't know what we'll save, maybe $375 every 6 months for two vehicles.
It would really save if we were to go down to one car. We've discussed the practicality of how to make that work, but we're not quite there yet. Maybe someday? Certainly after I retire...
Unfortunately, our insurance company doesn't care how much we drive, rates are the same. I doubt we put 5000 miles on two cars combined.