I'm always amazed by how different people are when it comes to temperature.
Last year I was riding on a low-40 degree day, and I had windstopper tights on, a fleece-lined riding jacket, a headband, long fingered gloves, and shoe covers, and I saw a guy riding in shorts and a short sleeve jersey. I mean how can you not get hypothermia riding like that?
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Current Stable: Trek Emonda SL - Trek Top Fuel 8 - Scattante XRL - Jamis Dakar Expert - Trek 9700 - AlpineStars Al Mega