Conditions 22F windy and dry
I wore
head: wool cap and helmet
hands: WindPro gloves
torso: coolmax long sleeve tshirt and LandsEnd softshell jacket
legs: Triflex tights
feet: Lake MX101 MTB shoes, water proof socks over wool socks (I also put duct tape over the toes of the shoes)

Everything was warm expect the feet. I need to wear my road shoes and booties below 30, however I thought it was only going to be 28F when I left the house and not 22F.

Craig