There's no requirement to use a carbon seat post. I use an Al seat post and bars on a carbon frame.
If you mount a saddlebag properly there is very little cantilevering or motion, but it's still nice to keep the weight to a minimum. My Carradice Camper fully loaded weighs 12lbs and is supported by loops on the saddle and a strap around the seat post. I have done thousands of miles with this setup and never had an issue.
I admire your setup. do you sleep in hotels?
my personal philosophy is to go lightest I can with the cheapest most disposable stuff, and still have a tent and stove.