[MENTION=126124]dwmckee[/MENTION], I looked up your climate and mine. Pittsburgh is a little colder than New York City by averages but these pages don't list standard deviation. Our average low in January is 26ºF, and yours is 21ºF, but we do occasionally have days that go below 20ºF. Do you find that this Arc Teryx jacket is not too hot? I have a squawl jacket rather like the Lands End jacket, and I can't ride in it. No matter what, it gets too hot even when other parts of my body are too cold. I want a jacket that will keep me warm but won't be too hot.

Climate Pittsburgh - Pennsylvania and Weather averages Pittsburgh

Climate New York - New York and Weather averages New York

Another difference is that it appears we get a fair bit more precipitation than you do. I don't know if that changes clothing requirements much.