Originally Posted by
mcours2006
As far as disasters go, that's not really much of a disaster. If we were to rate it on a scale of 0-10, where 10 is the worst disaster short of death, then I'd rate yours a 1.5. Stolen bike 6. You don't get more than a 7 unless you crash.
Personally I've been lucky as I've only had a broken chain (4), and numerous flat tires (3). All subjective, of course.
Agree. When commuting, everything gets bagged securely. Clothes get rolled-up, soiled undies get their own Ziplock hamper bag, etc.
My two worst commute disasters(level 9) was being struck by cars....both by women on cellphones. But, I played the insurance claim game to the hilt, and was awarded close to $30,000 for those incidents(no lawyer!).