Commuted into work this morning (Monday) after driving to work on Sunday (left my vehicle) and biking home. I did that to force myself to ride in this morning. All went well with the temperature except my fingers were cold at the start and my toes became cold on the ride and stayed that way. My fingers warmed up as my body warmed up. I had a slight case of frostbite several years ago so my toes get colder than one would expect. I do have a set of shoe covers but I'm going to have to get a warmer set, some chilly weather gloves, and some leg warmers.