My tendency is to ride from home. the only time I really load the bike up is for a charity ride out of town or traveling to visit family and ride near them. The more I bike commute the more i see the bike as transportation with a healthy dash of recreation instead of just recreation. I would like to do a charity ride where I ride to it.

i think whoever said load your bike up now and see if you do it would be a good test. I know that is why I have not ridden my mountain bike much this year, too much work to load up, drive, unload, ride, load up, unload at home.