Ridden pretty much daily every Winter for the last five or so years. I live along the shoreline of Lake Erie, and snow and salt are routine.
Three things are changing this year:
1. The touring rig and the Italian steel are staying in the garage. I've rebuilt too many drivetrains and cables from salt/cinder damage. I'm lucky to have a couple o' beaters to use.
2. A couple of falls from frozen ruts beneath fresh snow (even with carbide studs) have made me more wary. Just put the studs on this rig for the Winter:

Oh, the one on the right, although the other one could be useful in some of our conditions.
3. Gonna limit exposure this year. A couple of bouts with frostbite in the last two years haven't been pleasant. Maybe 20-30 minutes when it dips below zero from here on.