I worked for the same company for 47 years, and retired at the age of 70. Im now 77. With the Company retirement, and SS, my wife and I live a quiet life without touching anything we have saved. Now about retirement. I of course am my own boss. I find that he is very understanding, and one hell of a nice guy. He lets me do basically anything that I want to. What he allows me to do is ride about 30 miles every other day on my bent or trike. This is good because---------------if you set you rust. Yup retirement is good!!!!!