Only you know whether your finances allow you to retire now. I retired at age 55 from the State of CT. I had/have the benefits people used to get before we turned the country over to the 1%. I've been retired for almost 15 yrs. and can't imagine working again. The thing I like best about retirement is how it has changed my perspective on day to day living. I am no longer "on the clock" doing anything in life. It really is a wonderful way to live.