I like a narrow saddle on my road bike - bars lower than the saddle. I actually switched to a narrower one because I was having some chafing issues, and the new one is much better.

On my utility bike which I built up to be an upright cruiser, I tried 4 different saddles I had sitting around in my garage and none of them ever felt good. Then I went on a bike tour where the tour company had Serfas DDMD-200 saddles on their bikes. It felt pretty good, so I got one for my bike, and it's been really nice for tooling around town!

Amazon.com : Serfas E-Gel Dual Density Men's Bicycle Saddle : Bike Saddles And Seats : Sports & Outdoors