Originally Posted by
MassiveD
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You are right that a badly designed painful seat will not be made perfect by fleece inserts, but they certainly do make hard sensible seats like Brooks cushy.
At my health club the exercise bikes have rock hard seats that are designed for wide bodies. I wear the padded cycling underpants under nylon gym shorts.
I did not mention this option above in my post because I never use the exercise bike for longer than 90 minutes so I have no clue if it would be a viable option for an all day ride. But it certainly makes the hard wide body seat more comfortable for exercise.