Was a very windy ride this morning from Leonia, NJ to NYC. 21F (feels like 5F). Surprised that my toes did not go numb, though. So was more pleasant than I had anticipated. Just did my usual dress for 20's (four layers on chest, two on legs, two socks and shoe covers for feet, balaklava and winter cap for head, heavy gloves with liner). Maybe my thermal leg covers worked better than the thermal bib I used last time when it was 11F?