Clever, not.

I marginally found what I was looking for

How Police Car Accident Reports Affect Insurance Claims

[h=2]The Police Report and Your Injury Claim[/h]A few days after the accident, once a claim has been filed with the insurance company, a claims adjuster will begin collecting statements from you, their insured, the passengers, and any witnesses. Even though the police report may clearly show their insured was at fault, the adjuster still has to investigate the claim.
Police officers aren't infallible. A thorough investigation by a claims adjuster may uncover something the responding officer missed. But in most cases, the police accident report is the deciding document for determining fault. It's usually accepted by the adjuster as the most accurate assessment of the accident.
Police reports are very persuasive in personal injury claims. Unlike the adjuster, the police officer was actually at the scene of the accident. Their training enabled them to properly evaluate the accident and its causes, especially each driver's fault.
Claims adjusters can disagree with police officers, but they usually don't. If the adjuster disagrees with the officer's assessment, and the case ends up in court, there's a 90 percent chance the jury will rely on the officer's opinion. A police officer's testimony has automatic credibility with a jury.

This is from a major American city on the West Coast: Victims Share Tales of SFPD Anti-Bike Bias and Hostility at City Hall | Streetsblog San Francisco

This guy lives near me, and knows first-hand about police hostility: Driver assaults bicyclist, police ticket bicyclist: The video - Greater Greater Washington