Originally Posted by PaulRivers

From a quick search, an adult sized Target bike costs about $190:
Schwinn Mens Ranger 26" Mountain Bike- Red : Target

A tuneup at a local shop costs $70:
Tune-Up Packages - Freewheel Bike Shop - Minneapolis - Twin Cities - St. Paul

$260 total - but that does not include any parts the tuneup might require.

An entry level hybrid bike from a local shop costs $380:
Trek 7.0 FX - Freewheel Bike Shop - Minneapolis - Twin Cities - St. Paul

So for $120 less, plus the time and hassle of taking the bike to a second shop for a tuneup...that's not worth it to me at all. Better to buy an entry level bike from a real bike shop - it comes with far better components, a tuneup after 100 miles to readjust the cables which will need it for shifting, you're more likely to get properly sized, etc.

It doesn't seem worth it to me at all.