+1 on suspension is so not needed on the road.

Your elbows and knees should soak up the bumps. Considering off road riders still ride full rigid, its hard to imagine a scenario where suspension makes sense for road bikes

BD is good for people who have tools and can build/troubleshoot them. The minute you start paying someone else for everything is when the price differential disappears. If you have tools and knowledge though, its hard to beat the used market for value